Small nonprofits offering insurance plans on California’s health care exchange are lagging well behind major insurers in sign-ups, potentially undermining a key goal of the federal Affordable Care Act.
California’s health insurance exchange experienced a high volume of users, leading to a sluggish website and long wait times as consumers make their final enrollment dash to avoid a tax penalty.
Opponents of the Affordable Care Act (like Texas congressman Ted Cruz) insist it will be a job killer.
Whether or not your health insurance can cover your children depends on your specific policy.
Whether or not your health insurance can cover your spouse depends on your specific policy.
Under the Affordable Care Act, consumers have the right to appeal decisions made by their health insurance company.
Most health plans do not cover medical services outside of the United States.
For children, those younger than 19, dental care is a pediatric service that must be covered as an essential benefit.
If your insurer denies a claim, you have two options for appeal: internally with the insurance company and externally with the government.
Under the Affordable Care Act, most health insurance policies must cover prescription drugs.
Some insurance plans may include coverage for contacts and glasses, though most don’t.
Almost all health insurance policies are now required to cover substance abuse treatment under the Affordable Care Act.
Almost all health insurance policies are now required to cover mental illness care under the Affordable Care Act.
Co-insurance and co-payments are different forms of cost sharing between you and your insurance company.
If your health insurance is provided by your employer, you will lose coverage if you are laid off or fired. But there are options to stay covered.