GLENDALE (CBS) — As you assemble a list of New Year’s resolutions you may have included financial success as a goal.

Experts say organizing finances each month is one resolution that could help your pocketbook as you start the new year.

Eduardo Martinez works with Metro Impact, a non-profit group that helps people with credit counseling and financial planning. He says setting small goals each month is key to staying on track.

Martinez told KCAL9’s Suraya Fadel alternate methods to calculating your FICO score is a new trend.

Doing things like paying late on home bills could potentially hurt your score, and impact loans or credit cards you apply for.

But he said being willing to negotiate can pay off.

A new policy this year is that employers can no longer look at credit scores of potential employees who are being considered for a job.

Comments (2)
  1. angela seard says:

    Get a Loan Based on Equity not credit score.
    Please visit‘ for more details

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