HOLLYWOOD (CBS) — Sarah Kramer describes herself as “a struggling musician.” After a string of Hollywood arsons last week, she is struggling even more.

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Kramer’s car was one of the vehicles lost in the 53 arson fires allegedly set by suspect Harry Burkhart.

Those fires reportedly caused upwards of $3 million in damage to property, apartments, vehicles.

While her car wasn’t a total loss, it was parked next to an apartment that was engulfed in flames.

Amanda Burden, reporting for KCAL9 and CBS2, met up with Kramer who acknowledges the arson is causing her to sing the blues.

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“It’s all I had,” she tells Burden, “I need the car for work and it’s a total loss.”

Rubbing salt in her wound? Her insurance company won’t cover the damages. Kramer carried minimum liability coverage.

“It took me years to save up the money for this car. It cost me $3,000. I still owe credit card debts on the car, so it’s more like a $5,000 loss.”

Gary Hairapedian, owner of First Knight Insurance, says Kramer would have needed comprehensive collision coverage to make a claim for fire or vandalism.

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Sighs Kramer, “I never expected this type of destruction. I never anticipated a bomb or a fire.”