By Mark McLaughlin
Nursing homes, assisted living facilities and similar establishments are expensive, and not even the best of them can offer the comfort, familiarity and warmth of a person’s own home. Luckily, there are professionals for hire who will come into the home and perform the tasks that need doing while also offering the kind of companionship, motivation and health care that people need to stay well. Those who are weighing their options to take care of loved ones at home, however, are bound to have a lot of questions about what help is available, how much it costs and, of course, how to pay for it. Here are just a few of those questions – and some answers – about in-home care.
My mother fell and fractured her hip and wants to return home with care so she can be close to her husband, but the hospital wants her to go to a nursing home for her health care needs. What options do we have?
With the right agency providing care, your mother can go directly home from the hospital with a caregiver specifically selected to address her needs. AAA T.L.C. Health Care has outstanding caregivers who will assist her in all of her activities of daily living. Her insurance (Medicare or private) will pay for a Nurse and a Physical Therapist through a Home Health Agency, chosen by your mother’s physician, to provide skilled services. The caregiver will work under the direction of her physician and support the exercise program developed by the Physical Therapist.
My wife is disabled and I am burning out as her only caregiver while also working full time. Is there any in-home care available to help me?
Yes. An experienced caregiver can assist your wife with everything from personal care needs to meal preparation so you’re able to both work and spend quality time with your wife. Our agency, AAA T.L.C. Health Care, can provide caregivers from just a few hours a day up to full-time. Both of you will benefit from this care. The caregiver is also able to prepare dinner so that when you come home from work, you and your wife are able to relax with each other. This has worked for many others and I know it can work for you.
I am running out of money to pay for in-home care for myself. Are there other ways of paying for health care and a caregiver?
There are various resources to help pay for in-home care. Many people have Long-Term Care Insurance, which helps pay for care at home. There is also a program, for those who qualify for MediCal, called IHSS (In-Home Supportive Services) which may offset some of the cost of care at home. For individuals who served in the military, there may be Veterans’ Benefits available to help fund care. Staff at our agency, AAA T.L.C. Health Care, are available to discuss your particular situation and make every effort to help you receive the care you need while remaining in your own home.
In many, but not all, cases, in-home care is an option that is at least worth considering when faced with the challenge of making sure a loved one is healthy and well-cared for. In-home care is almost always less expensive than a nursing home or similar facility, and the emotional as well as physical benefits of being able to remain in familiar surroundings are, for most people, incalculable, as is the feeling their family members can get from being able to visit or live with their loved ones in their home.